Insurance Company of North America v. W. B. Delafield

TUTTLE, Circuit Judge.

This appeal involves simply and solely the construction of a rider to an insurance policy. Appellant issued a policy to Appellee in the latter's interstate trucking business to protect shippers of cargo against loss or injury to the cargo. The printed form of insurance contract ex-*684eluded coverage for damage to cargo unless such damage resulted from an accident to the carrier’s vehicle.

Under requirements of the Interstate 'Commerce Commission, Delafield, the carrier, was required to have his insurance policy contain an endorsement (Form BMC 32) insuring the shipper’s…