In Re Ott

DECISION AND ORDER

RICHARD L. SPEER, Bankruptcy Judge.

This cause comes before the Court after an Evidentiary Hearing on the Debt- or’s Objection to a Proof of Claim submitted by the Fahey Bank. For purposes of the hearing, it was submitted that the proof of claim filed by the Fahey Bank was comprised of two separate components: a larger unsecured claim for Three Hundred Seventeen Thousand Six Hundred Three dollars ($817,603.00), the amount of which represents the deficiency balance on a securéd loan; and a smaller secured claim for Fifty-nine Thousand Three Hundred Twenty-one and 41/100…