Ford Motor Credit Co. v. Potts

The initial issue that we must decide involves two questions. First, as a matter of law, does R.C. 1317.12, 1317.16 or 1309.47 require a secured creditor to take steps beyond sending notice of sale (and, if sent together, notice of right to cure), by certified mail to the debtor’s last known address? Second, do these statutes stay the creditor’s right to sell the collateral until after the creditor receives the certified mail receipt showing that the notice was delivered as addressed?

The second issue before us is whether, as a matter of law, Ford Motor’s sale of the debtor’s vehicle was…