Sandra Castillo as Personal Representative of the Estate of Jose Luis Estrada-Martinez v. American Standard Insurance Company of Wisconsin

OPINION

JESSON, Judge

Jose Luis Estrada-Martinez died from carbon monoxide poisoning while repairing a customer’s tire inside his truck on a winter evening. In this no-fault action seeking personal-injury-protection benefits, appellant challenges the district court’s grant of summary judgment to respondent insurer. Because Estrada-Martinez’s death arose from conduct occurring on his business premises, so that the relevant statutory exclusion from coverage under Minnesota Statutes section 65B.43, subdivision 3, applies, we affirm.

FACTS

The undisputed facts establish that on December 12, 2013,…