Westchester Fire Insurance v. Industrial Fire & Casualty Insurance

Mr. PRESIDING JUSTICE JOHNSON

delivered the opinion of the court:

Plaintiff, Westchester Fire Insurance Company (Westchester), initiated an action for declaratory judgment, seeking a determination of the extent of uninsured motorists liability due defendant, Thomas E. Richards, under two separate policies of automobile liability insurance issued to members of the Richards family unit by two different companies, Westchester and defendant, Industrial Fire and Casualty Insurance Company (Industrial). Under the “other insurance” clause of its policy, Westchester sought to limit its uninsured…