Jerrell Powell and Mrs. Sally Bargeron v. Lititz Mutual Insurance Company

GOLDBERG, Circuit Judge:

In this diversity case we must divine Georgia law to decide whether a fire insurance policy was cancelled prior to the destruction of the insured property. In accepting this delphic role we reluctantly, but necessarily, engage in such divination to construe a hitherto uncon-strued Georgia statute on the issue involved.

On December 11, 1965, the Lititz Mutual Insurance Company through its local agent, William Marón, issued a fire insurance policy covering a private club near Lyons, Georgia. The named insured was Jerrell Powell, the owner of the club, and the named…