Olander v. Klapprote

It is not claimed that the'policydoes not afford plaintiff protection in the event that Klapprote is found guilty of actionable negligence. Nor is it claimed that the second paragraph of the quoted provision is effective. Appellant’s contention is that it and Studey had the right to contract that in the event his automobile be operated by a person under the age of twenty-five years the insured would reimburse appellant for any loss suffered by the insurer arising out of the negligent operation of the car by an operator who had not reached that age.

The right to limit an insurer’s liability by…