State Farm Mutual Automobile Insurance v. Differding

Mr. PRESIDING JUSTICE DIERINGER

delivered the opinion of the court:

This is an appeal from a declaratory judgment by the circuit court of Cook County rendered in favor of State Farm, whereby State Farm sought to determine whether or not liability coverage is extended to Miss Differding.

The issues presented for review are (1) whether Miss Differding qualified for insurance coverage, as a resident of the Differding household; (2) whether the automobile driven by Miss Differding qualifies as a nonowned automobile under her family’s policies of insurance; and (3) whether Miss Differding used the…