Farmers Automobile Insurance v. Williams

Plaintiff, the Farmers Automobile Insurance Association, appeals the trial court’s entry of summary judgment in favor of defendants, Matthew J. Williams and Jan M. Courtney. Plaintiff argues that the court erred in ruling that Williams was entitled to coverage under an insurance contract between plaintiff and Courtney. We reverse and remand.

Plaintiffs complaint contained the following allegations. Courtney, a resident of De Kalb, was the named insured on a policy issued by plaintiff. The policy obligated plaintiff to provide underinsured motorist (UIM) coverage to Courtney or “any ‘family…