Amica Mutual Insurance v. Zinck

The defendants appeal a declaratory judgment granted by the Superior Court {Goode, J.) in favor of Amica Mutual Insurance Company (Amica). The issue is whether the insurance company is obligated to provide coverage for and defend defendant Timothy Zinck as a “person insured” under his parents’ Amica automobile insurance policy with respect to an automobile accident in which Timothy was driving a “nonowned” vehicle. The superior court ruled that Amica was not so obligated, and we affirm.

The “nonowned” vehicle in question was a Ford Econoline van registered in the name of Edward Ritchotte of…