Shaw v. State Farm Mutual Automobile Insurance Co.

OPINION

MATTHEWS, Justice.

I. INTRODUCTION

Karel Shaw was sitting in her Ford Thunderbird when Patrick Murphy leaned from his pickup truck and shot her six times, leaving her a quadriplegic. Because Shaw's damages far exceeded the limits of Murphy's automobile insurance policy, Shaw sued her own insurance carrier, State Farm, seeking coverage for "bodily injury ... caused by accident arising out of the operation, maintenance{,] or use of an uninsured ... or under-insured motor vehicle." Both parties moved for summary judgment. The superior court granted State Farm's motion and denied Shaw's…