Calderon v. American Family Mutual Insurance Co.

¶1 Petitioner Arnold Calderon sustained injuries in a motor vehicle accident with an uninsured motorist. At the time of the accident, Calderon was insured under policies issued by respondent American Family Mutual Insurance Company (“American Family”) providing a total of $300,000 in uninsured/underinsured motorist (“UM/UIM”) coverage and $5,000 in medical payments (“MedPay”) coverage. Following the accident, American Family paid the $5,000 Med-Pay policy limits directly to Calderon’s medical providers. Calderon also made a claim for UM/UIM benefits, but American Family disputed the extent of…