Miller v. Aiken

JUSTICE BURNETT:

Pursuant to Rule 228, SCACR, we accepted the following questions on certification from the United States District Court for the District of South Carolina:

I. Is an automobile insurer which provides only non-liability “collision and other named perils” coverage an “automobile insurance carrier” under S.C. Code Ann. § 38-77-160 (2002), and thus required to offer underinsured motorist (UIM) coverage?

II. If such an insurer is required to make an offer of UIM coverage, and no such offer was made, does the UIM coverage imposed by South Carolina law extend to the limits of a separate…