Walker v. BOKF, National Association

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF NEW MEXICO BERKLEY V. WALKER, on behalf of himself and all others similarly situated, Plaintiffs, v. No. 1:18-cv-00810-JCH-JHR BOKF, NATIONAL ASSOCIATION d/b/a BANK OF ALBUQUERQUE, N.A., Defendant. MEMORANDUM OPINION AND ORDER This case presents the question of whether the National Bank Act (“NBA”),

12 U.S.C. §§ 85-86, a federal law that regulates interest rates banks are able to charge, applies to extended overdraft fees banks charge to overdrawn accounts. On September 20, 2018, BOKF, National Association d/b/a Bank of Albuquerque, N.A.…