Legal Opinion
Smiley v. Citibank (South Dakota), N. A.
Supreme Court of the United States
Decided June 10, 1996No. 95-860PublishedCited by 623 opinions
1Opinion of the CourtJustice Scalia
Section 30 of the National Bank Act of 1864, Rev. Stat. § 5197, as amended, 12 U. S. C. § 85, provides that a national bank may charge its loan customers “interest at the rate allowed by the laws of the State... where the bank is located.” In Marquette Nat. Bank of Minneapolis v. First of Omaha Service Corp., 439 U. S. 299 (1978), we held that this provision authorizes a national bank to charge out-of-state credit-card customers an interest rate allowed by the bank’s home State, even when that rate is higher than what is permitted by the States in which the cardholders reside. The question in…
2Cases cited18 opinions
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- Motor Vehicle Mfrs. Assn. of United States, Inc. v. State Farm Mut. Automobile Ins. Co.Supreme Court of the United States · 1983
- Cipollone v. Liggett Group, Inc.Supreme Court of the United States · 1992
- Bowen v. Georgetown University HospitalSupreme Court of the United States · 1988
- National Labor Relations Board v. Bell Aerospace Co.Supreme Court of the United States · 1974
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3Cited by623 opinions
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