Wells v. Prudential Insurance Co. of America

The application for the policy of life insurance involved in the instant case was in writing. Just before the signature of the applicant is found the following:

* * * “and it is further agreed that the policy herein applied for shall be accepted subject to the privileges and provisions therein contained, and said policy shall not take effect until the same shall be issued and delivered by said company and the first premium paid thereon in full while my health, habits and occupation are the same as described in this application.”

The policy contained the following provisions:

“The Prudential…