Estes v. Alaska Insurance Guaranty Ass'n

OPINION

COMPTON, Justice.

After fire destroyed his music store, Jack Estes filed a claim with his insurer, Union Indemnity Insurance Company of New York (Union Indemnity). Ten months later, Union Indemnity denied Estes’ claim on a number of grounds. One year and seven days after Union Indemnity’s denial of his claim, Estes filed suit against it.

*1316When Union Indemnity became insolvent, the Alaska Insurance Guaranty Association (AIGA) assumed Union Indemnity’s obligations on its policies. AIGA moved for summary judgment against Estes on the ground that Estes had failed to comply with a policy…