Joyner v. Harleysville Insurance

MONTEMURO, Judge:

The single issue presented in this appeal is whether the “producer of record”, who processes an application for insurance for an insured pursuant to the Pennsylvania Assigned Risk Plan, may be deemed to have “apparent authority” to receive premium payments on behalf of the assigned insurance carrier. We hold that under the circumstances of this case, the producer was an agent of the assigned insurer for the purpose of collecting premiums. Accordingly, we affirm the order of the trial court.

The parties submitted an agreed upon statement of facts to the trial court, each…