Josephine Spaulding v. Wells Fargo Bank, N.A.
Court of Appeals for the Fourth Circuit
1Opinion of the Court
Affirmed by published opinion. Circuit Judge DAVIS wrote the opinion, in which Judge THACKER and District Judge DAVIS joined.
OPINION
DAVIS, Circuit Judge:
Faced with financial hardship and a monthly mortgage payment they could not afford, Appellants Josephine Spaulding and Dale Haylett applied for a mortgage modification under the Home Affordable Modification Program (“HAMP”). Their mortgage servicer, Appellee Wells Fargo Bank, N.A., denied their application. Feeling aggrieved by Wells Fargo’s actions, Spaulding and Haylett filed suit, alleging five state law claims. The district court…
2Cases cited15 opinions
- Bell Atlantic Corp. v. TwomblySupreme Court of the United States · 2007
- Giarratano v. JohnsonCourt of Appeals for the Fourth Circuit · 2008
- Edwin P. Harrison, and United States of America, Party in Interest v. Westinghouse Savannah River CompanyCourt of Appeals for the Fourth Circuit · 1999
- Wigod v. Wells Fargo Bank, N.A.Court of Appeals for the Seventh Circuit · 2012
- Hercules, Inc. v. United StatesSupreme Court of the United States · 1996
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