Robinson v. State Farm Mutual Automobile Insurance

This was an action based on an automobile insurance “binder” issued by an agent for the defendant insurance company. At the conclusion of the plaintiff’s evidence, the district court sustained a motion to dismiss.

Plaintiff was the owner of a 1967 Ford truck. On May 21, 1969, the plaintiff called at the office of defendant’s local agent in Boone, Iowa, and executed an application for insurance on the truck and contents. The plaintiff paid the agent for the first 6 months premium by check. The agent filled out and delivered to the plaintiff a binder in which the defendant agreed “to bind the…