Georgetowne Square v. United States Fidelity & Guaranty Co.

Hannon, Judge.

Georgetowne Square (Georgetowne), the appellant, insured its property by a “Builders Risk” insurance policy issued by United States Fidelity and Guaranty Company (Fidelity), the appellee. A retaining wall on the insured property was damaged by water and water pressure emanating from an underground pipe that drained water from the roof of a neighbor’s building. Georgetowne made claim for damages. Fidelity denied the claim on the basis that a policy provision excluded coverage for damages resulting from flooding, which term was defined under the policy to include “run-off” and…