Dorsey v. Federal Insurance

Waite, Presiding Judge.

{¶ 1} This case involves a dispute over whether or not two people injured in an automobile accident are entitled to receive underinsured motorist (“UIM”) benefits under the insurance coverage maintained by their employers. The injured plaintiffs believe that they should receive UIM benefits based on the principles set forth in Scott-Pontzer v. Liberty Mut. Fire Ins. Co. (1999), 85 Ohio St.3d 660, 710 N.E.2d 1116. The issues in the instant case are not analogous to those in the Scott-Pontzer case because neither policy is governed by the mandatory aspects of the…