Grange Mutual Casualty Co. v. Refiners Transport & Terminal Corp.

The issue raised by this appeal is whether an employer, who meets Ohio’s financial responsibility laws other than by purchasing a contract of liability insurance, must comply with the requirements concerning uninsured motorist coverage contained in R.C. 3937.18 relative to employees injured in the course of employment while driving or occupying a vehicle owned by the employer. This precise question has not been considered by us before. However, past decisions of Ohio’s appellate courts have embraced the issue, with conflicting outcomes.

For example, in Unigard Ins. Co. v. Green Cabs (1980), 67…