Jewett v. Northwestern National Life-Insurance
Michigan Supreme Court
Error to Wayne; Brooke, J. Assumpsit by Ina L. Jewett against the Northwestern National Life-Insurance Company on a policy of insurance. There was judgment for defendant on a verdict directed by the court, and plaintiff brings error. On August 11, 1902, one James H. Jewett, the husband of plaintiff, made application to the Northwestern Life & Savings Company, of Des Moines, Iowa, for insurance upon his life.
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Error to Wayne; Brooke, J. Assumpsit by Ina L. Jewett against the Northwestern National Life-Insurance Company on a policy of insurance. There was judgment for defendant on a verdict directed by the court, and plaintiff brings error. On August 11, 1902, one James H. Jewett, the husband of plaintiff, made application to the Northwestern Life & Savings Company, of Des Moines, Iowa, for insurance upon his life. Mr. Jewett was then a subagent for said company, soliciting insurance in the city of Detroit. The first year’s premium ($100) was paid by Mr. Jewett on August 11th. Upon the receipt of…
1Opinion of the CourtGrant, J.
(after stating the facts). 1. Mr. Jewett was an agent of the insurance company, and familiar with *82the various forms of its policies. He deliberately chose his form of policy, with full knowledge of all its terms and conditions. There is no claim of any unfair conduct on the part of the company. The application and the policy indicate that the policies under this form of insurance were to commence on the first day of some month. Mr. Jewett chose to have his policy dated the 1st of August, rather than the 1st of September following. The terms of the policy are so clear and explicit that “he who…
2Cases cited3 opinions
- McConnell v. Provident Savings Life Assur. Soc. of New YorkCourt of Appeals for the Sixth Circuit · 1899
- Methvin v. Fidelity Mutual Life Ass'nCalifornia Supreme Court · 1900
- Thomas v. Northwestern Mutual Life InsuranceCalifornia Supreme Court · 1904
3Cited by12 opinions
- McCampbell v. New York Life Ins.Court of Appeals for the Fifth Circuit · 1923
- Wilkinson v. Commonwealth Life InsuranceCourt of Appeals of Kentucky · 1917
- Wolford v. National Life InsuranceSupreme Court of Kansas · 1923
- Shinall v. Prudential Insurance Co. of AmericaSupreme Court of Colorado · 1932
- Craig v. Golden Rule Life InsuranceSupreme Court of Arkansas · 1931
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