Swaringin v. Allstate Insurance Company

CLEMENS, Commissioner.

This is an action for a declaratory judgment concerning the words “uninsured automobile.” Plaintiff’s petition was denied on the merits in the trial court, and he appeals.

Plaintiff and his wife were injured in a collision with an automobile negligently driven by one Patricia Adams, who then carried a policy of liability insurance with the Missouri Union Insurance Company. That company later became insolvent, thereby thwarting the plaintiff’s recovery from Patricia Adams. Plaintiff’s own policy with defendant Allstate Insurance Company included coverage for injuries…