Joins v. Bonner

The trial court, and the court of appeals, in essence held that the provisions of the policy would exclude coverage here. Construing the term “alighting from,” as found in the definition of “occupying” in the policy, the courts below found the term inapplicable to Brian Joins because he had no physical contact with the Bonner automobile at the time of the injury, was not undertaking any endeavor connected with the automobile, and was not “vehicle oriented.” Instead, as concluded by the appellate court below, he “had completed his exit and had moved away from the motor vehicle and was headed…