Kantola v. State Farm Insurance

Ronald Kantola, a minor child, was riding a Conneaut School bus. The child exited the bus on the west side of the road and was struck by a motor vehicle while crossing the road toward the east side of the road.

Defendant, Personal Service Insurance Company, had a policy of liability insurance on the Conneaut school bus, with a “no fault” medical payment clause covering persons “occupying” the school bus.

Defendant, State Farm Insurance Company, had a policy of liability insurance which provided “no fault” medical payments if its insured, Ronald Kantola, was struck by a motor vehicle, but this…