Standard Fire Insurance Co. v. Griggs

REYNOLDS, Justice.

The trial court, ruling that the word “jewelry” as used in an exclusionary clause of an insurance policy was ambiguous when applied to the Indian belts and bolo ties in controversy and should be construed against the insurer, directed a verdict for the insured on the issue of liability and rendered judgment for the values of the items found by the jury. In its context, the word “jewelry” is not ambiguous and the court should have submitted the requested special issues for the jury to factually determine whether each item was jewelry. Reversed and remanded.

The Standard Fire…