Preferred Risk Insurance Co. v. Cooper

CARTER, Justice.

Preferred Risk Insurance Company, now known as Guidant Elite Insurance Company (Guidant), appeals from a declar atory judgment requiring it to provide un-derinsured motorist benefits to Kimberly Cooper, one of the named insureds under Guidant’s family auto policy. The district court’s ruling was in response to cross-motions for summary judgment. The court concluded that as a matter of law underinsured motorist coverage must be provided to Kimberly Cooper because the policy issued by Guidant included such coverage, and she did not join in a later declination of that existing…