Preferred Risk Mutual Insurance Co. v. Federated Mutual Insurance Co.

CARTER, Justice.

Federated Mutual Insurance Company (Federated Mutual), who is the uninsured motorist insurer of the employer of Thomas Peterson, appeals from a declaratory judgment establishing that its uninsured motorist coverage extended to additional insureds, Thomas Peterson and his wife, Holly, because Thomas’s employer, as named insured, failed to make a valid declination of uninsured motorist coverage as to any class of insureds. Preferred Risk Mutual Insurance Company (Preferred Risk), an uninsured motorist insurer of the Petersons, whose coverage is excess to Federated Mutual’s…