Hall v. Allstate Insurance

—In May 1984, Allstate issued automobile insurance policy 007-033-317 to Jimmy Gene Hall and Rita L. Hall, husband and wife. Both were designated as "named insureds." When Jimmy Hall applied for the policy on hehalf of both his wife and himself, he signed a waiver of uninsured/underinsured motorist (UIM) coverage under the policy. Rita Hall did not sign a waiver, and in this action, contends that she neither was consulted nor consented to the waiver of UIM coverage on her behalf and is not bound thereby.

On November 22, 1986, Rita Hall was injured while riding in a car driven by Jimmy. She…