Allen v. Reynolds

J. JONES, Justice.

In 2004, Christina Allen, an employee of Why Worry Ranch, LLC, (‘WWR”) lost her thumb when it was caught in a rope while she was tying a horse. Allen submitted a worker’s compensation claim to the Idaho State Insurance Fund (“SIF”). SIF refused to cover Allen’s injury, asserting that WWR was not covered by worker’s compensation insurance at the time of her injury. Anne Reynolds, the owner of WWR, contends a policy was or should have been in effect at the time of the injury. However, a referee for the Idaho Industrial Commission disagreed, finding that neither Reynolds nor…