Mid-Century Insurance Exchange v. State Farm Mutual Automobile Insurance

Mr. PRESIDING JUSTICE ROMITI

delivered the opinion of the court:

The sole issue in this case is whether a driver exclusion endorsement in an automobile liability policy is valid and enforceable where the policy is not certified. We agree with the trial court that it is and affirm.

Arthur Mackie, while driving an automobile owned by Arthur Lewis, collided with another automobile. Mackie had an automobile liability policy with plaintiff Mid-Century Insurance Exchange. That policy provided excess coverage while Mackie was driving a nonowned insured automobile. Lewis’ car was insured by defendant…