Legal Opinion
Rubio v. Capital One Bank
Court of Appeals for the Ninth Circuit
Decided July 21, 2010No. 08-56544PublishedCited by 148 opinions
1Opinion of the Court
Opinion by Judge B. FLETCHER; Partial Concurrence and Partial Dissent by Judge GRABER.
OPINION
BETTY B. FLETCHER, Circuit Judge:
This appeal arises from a direct-mail credit card solicitation that Plaintiff Raquel Rubio received from Defendant Capital One Bank. The solicitation disclosed a “fixed” annual percentage rate of 6.99% on purchases and balance transfers and named three conditions under which that rate could increase. About three and a half years after Rubio applied for and received Capital One’s credit card, the interest rate on purchases and balance transfers increased to 15.9%, even…
2Cases cited29 opinions
- Jerry L. Branch, Valenna Branch, Colby Branch v. Dale L. Tunnell, Individually and as Special Agent of Bureau of Land Management, State of MontanaCourt of Appeals for the Ninth Circuit · 1994
- Kearns v. Ford Motor Co.Court of Appeals for the Ninth Circuit · 2009
- Ford Motor Credit Co. v. MilhollinSupreme Court of the United States · 1980
- Parks School of Business, Inc., Dba Parks College, a New Mexico Corporation v. Fife Symington Roy A. Nicholson Sally HeinCourt of Appeals for the Ninth Circuit · 1995
- In Re Tobacco II CasesCalifornia Supreme Court · 2009
24 more not listed; retrieve them via the Exa API.
3Cited by148 opinions
- Gary Davis v. Hsbc Bank Nevada, N.A.Court of Appeals for the Ninth Circuit · 2012
- Leonard Cottrell v. Alcon LaboratoriesCourt of Appeals for the Third Circuit · 2017
- Antonio Hinojos v. Kohl's CorporationCourt of Appeals for the Ninth Circuit · 2013
- John Doe v. Cvs Pharmacy, Inc.Court of Appeals for the Ninth Circuit · 2020
- In re iPhone Application Litig.District Court, N.D. California · 2012
143 more not listed; retrieve them via the Exa API.