Gabriel Johnson, Individually and on Behalf of All Others Similarly Situated v. United States Department of Agriculture

FAY, Circuit Judge:

This lawsuit is a class action by approximately 48,000 residents of Alabama who borrowed money from the Farmers Home Administration (FmHA) under the Rural Housing loan program of Section 502, Title V of the Housing Act of 1949, 42 U.S.C. § 1472 (1980) (the Act). Appellant, Gabriel Johnson, represents a class of mortgagors who seek to set aside the FmHA’s foreclosure of their homes. Earnestine Marshall intervened to represent a class of borrowers who are threatened with foreclosure. FmHA foreclosures in Alabama are processed non-judicially. This is permissible under Alabama…