Locks v. North Towne National Bank

Plaintiff, David H. Locks, appeals from the judgment of the circuit court of Winnebago County in favor of defendant North Towne National Bank of Rockford (North Towne). Locks seeks payment by North Towne on a cashier’s check which it issued and later dishonored. Because Locks has no standing to bring an action to recover on the cashier’s check, we affirm.

The material facts of this case were either stipulated or uncontradicted. Locks, an attorney, represented Patrick Newell, the purchaser in a real estate transaction. Thorsen Realtors (Thorsen) was the real estate broker for this transaction,…