HOUSTON FIRE AND CAUSALTY INSURANCE CO. v. Kahn

STEAKLEY, Justice.

The only problem of the case is the proper construction of the medical coverage clause of a policy of insurance issued by Petitioner covering Respondent and members of his family. The coverage is for medical expenses resulting from bodily injury “caused by accident * * * through being struck by an automobile.”

The facts were stipulated. The son of Respondent while riding a bicycle ran into the rear of an unoccupied and legally parked automobile on a public street in Houston, and sustained bodily injuries. Respondent recovered judgment against Petitioner in the sum of…