Hale v. Allstate Insurance Company

This case comes to us on a certified question from the Court of Civil Appeals at Dallas.

The material facts are as follows: On May 10, 1957, Allstate issued to Hale a policy of insurance for a period of one year which policy provided inter alia for medical payment coverage in the amount of $2,000.00. At the time Hale was the owner of a 1951 Mercury automobile which is described in the policy. This policy will be referred to hereinafter as the Mercury policy. The original Mercury policy contained these provisions:

“SUB-PART A.

“Coverage Cl — Medical Payments — Automobile. To pay all reasonable…