Legal Opinion

Andrews v. Chevy Chase Bank

Court of Appeals for the Seventh Circuit

Decided September 24, 2008No. 07-1326PublishedCited by 64 opinions

1Opinion of the Court

SYKES, Circuit Judge.

In this interlocutory appeal, we are called on to answer one question: May a class action be certified for claims seeking the remedy of rescission under the Truth in Lending Act (“TILA”), 15 U.S.C. § 1635? The only two federal appellate courts to have addressed this question have answered “no,” see McKenna v. First Horizon Home Loan Corp., 475 F.3d 418 (1st Cir.2007); James v. Home Constr. Co. of Mobile, Inc., 621 F.2d 727 (5th Cir. 1980), and we agree. TILA’s statutory-damages remedy, § 1640(a)(2), specifically references class actions (by providing a damages cap), but…

2Cases cited16 opinions

  1. Duncan v. WalkerSupreme Court of the United States · 2001
  2. Califano v. YamasakiSupreme Court of the United States · 1979
  3. Mace v. Van Ru Credit Corp.Court of Appeals for the Seventh Circuit · 1997
  4. Bates v. United StatesSupreme Court of the United States · 1997
  5. In the Matter of Mexico Money Transfer LitigationCourt of Appeals for the Seventh Circuit · 2001

11 more not listed; retrieve them via the Exa API.

3Cited by64 opinions

  1. Messner v. Northshore University HealthSystemCourt of Appeals for the Seventh Circuit · 2012
  2. Puffer v. Allstate InsuranceCourt of Appeals for the Seventh Circuit · 2012
  3. Jamie S. v. Milwaukee Public SchoolsCourt of Appeals for the Seventh Circuit · 2012
  4. Yokoyama v. Midland National Life InsuranceCourt of Appeals for the Ninth Circuit · 2010
  5. Alvarez v. City of ChicagoCourt of Appeals for the Seventh Circuit · 2010

59 more not listed; retrieve them via the Exa API.

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