Shipman v. Kenosha Unified School District No. 1

Prior to the accident, which occurred on July 19, 1971, Employers had on January 1, 1970, issued a “combination casualty” insurance policy to the defendant school district. This policy, under the heading “Conditions,” provided that no action would lie against the company until all the terms of the policy had been complied with or the amount of the insured’s obligation had been determined by a judgment or by written agreement. This broad restriction is known as the “no-action clause.” The paragraph immediately following this clause provided that a person who had secured a judgment or written…