Barbara Fletcher, Etc. v. Rhode Island Hospital Trust National Bank

LEVIN H. CAMPBELL, Circuit Judge.

Barbara Fletcher had a checking account at the Rhode Island Hospital Trust National Bank, and Marion Sass had such an account at the Old Stone Trust Co. Both have alleged in a complaint filed in the district court that, without request, the respective banks sent them each a BankAmericard; that each bank later claimed an indebtedness arising from use of the card; and that each bank, without notice to the cardholder or her approval, set off the amount in her checking account against the debt from use of the card. 1

Neither plaintiff alleges that she did not owe…