K & L Homes, Inc. v. American Family Mutual Insurance Co.

MARING, Justice.

[¶1] K & L Homes, Inc. (“K & L”) appeals the trial court’s summary judgment declaring no coverage existed under K & L’s commercial general liability (“CGL”) policy with American Family Mutual Insurance Company (“American Family”) for damages awarded against K & L in an underlying action. We conclude there can be an “occurrence” under the CGL policy under the facts of this case. Therefore, we reverse the summary judgment and remand for further proceedings consistent with this opinion.

I

[¶ 2] K & L commenced this action for declaratory judgment, breach of contract, and bad faith…