Holderer v. Aetna Casualty & Surety Co.

OPINION

By the Court, Rose, J.:

On December 24, 1992, appellant/cross-respondent Gayle Holderer was involved in an automobile accident on Mt. Rose Highway with another vehicle driven by Lester A. Smith. Holderer, who sustained injuries as a result of the accident, filed a civil complaint against Smith alleging that Smith’s negligence caused the accident and her injuries. Holderer’s underinsured *847motorist insurance carrier, respondent/cross-appellant Aetna Casualty and Surety Company (Aetna), intervened as a defendant in order to ascertain Holderer’s rights pursuant to her underin-sured motorist…