McConnell Construction Co. v. Insurance Co. of St. Louis

NORVELL, Justice.

McConnell Construction Company sought a recovery against Insurance Company of St. Louis upon a “Builder’s Risk” insurance policy which contained the following clauses as to Coverage, Contamination, Exclusion and Policy Termination, viz.:

“Coverage: Subject to the provisions of this form (Form No. 148-S. Physical Loss Form — January 1, 1959) and of the policy to which this form is attached including endorsements thereon, this policy insures against all risks of physical loss to the described dwelling^), building(s), or structure(s) covered under this form.”

“Exclusions: This…