Certain Underwriters at Lloyd's v. KKM INC.

OPINION

Opinion by

Justice GARZA.

This appeal from a final judgment involves an insurance claim for a building that collapsed on June 6, 2002. Appellee was the owner of the building at the time of the collapse and had owned the building since 1979. In 2001, appellee purchased a one-year insurance policy from appellants. When the building collapsed less than one year later, appellee submitted a property loss notice to appellants. Appellants subsequently denied coverage for the claim and filed an action for declaratory judgment, requesting that the trial court declare, among other things, that…