Nationwide Mutual Insurance v. Seitz

HOLLANDER, Judge.

Edward Seitz, appellee, was seriously injured when two vehicles collided, one of which was insured by Nationwide Mutual Insurance Company, appellant, and the other of which was insured by Allstate Insurance Company. In this appeal, we are asked to decide whether one or both insurers are obligated to pay Personal Injury Protection (“PIP”) benefits to Seitz. Nationwide argues that only Allstate is liable, even though Allstate’s PIP policy limit is considerably less than the limit in Nationwide’s policy. Seitz asserts that he is entitled to recover the larger policy amount,…