Universal Underwriters Insurance Co. v. Travelers Insurance Co.

WALSH, Justice:

In this appeal from the Superior Court, we consider the question of whether, and to what extent, a liability insurance carrier may invoke an automobile-business exclusion clause under Delaware’s mandatory insurance law. The Superior Court ruled that such an exclusion is valid for coverage beyond the statutory mandatory minimum. On a related question, the Superior Court ruled that a carrier whose coverage is limited to mandatory limits must share the cost of defense equally with an excess carrier. We affirm both rulings.

I

The factual scenario underlying this dispute between…