Legal Opinion

Sensebe v. Canal Indemnity Co.

Supreme Court of Louisiana

Decided January 28, 2011No. 2010-C-0703PublishedCited by 58 opinions

1Opinion of the Court

WEIMER, Justice.

| ,This court granted a writ application filed by a defendant insurer to determine whether coverage must be provided under a motor vehicle insurance policy that purports to exclude coverage for a driver who is engaged in the “automobile business.” We find that the “automobile business” exclusion in the insurance policy violates Louisiana’s public policy of requiring insurance coverage as expressed in the Louisiana Motor Vehicle Safety Responsibility Law, LSA-R.S. 32:851 to 1043. Most specifically, LSA-R.S. 32:900(B)(2) requires coverage for permissive drivers. The “automobile…

Also in this document: Concurrence.

2Cases cited43 opinions

  1. Schroeder v. Board of Sup'rsSupreme Court of Louisiana · 1991
  2. Louisiana Ins. Guar. Ass'n v. Interstate Fire & Casualty Co.Supreme Court of Louisiana · 1994
  3. Cadwallader v. Allstate Ins. Co.Supreme Court of Louisiana · 2003
  4. Theriot v. Midland Risk Ins. Co.Supreme Court of Louisiana · 1997
  5. American Home Assurance Company v. CzarnieckiSupreme Court of Louisiana · 1969

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3Cited by58 opinions

  1. Bernard v. EllisSupreme Court of Louisiana · 2012
  2. Louisiana Federation of Teachers v. StateSupreme Court of Louisiana · 2013
  3. Danny Kelly v. State Farm Fire & Casualty CompanySupreme Court of Louisiana · 2015
  4. State v. WebbSupreme Court of Louisiana · 2014
  5. Olympia Minerals, LLC v. Hs Resources, Inc.Supreme Court of Louisiana · 2014

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