American Economy Insurance v. Motorists Mutual Insurance

SHARPNACK, Judge.

American Economy Insurance Co. (American) and Motorists Mutual Insurance Co. (Motorists) appeal the trial court’s declaratory judgment order. Both companies appeal the court’s stacking of the two under-insured automobile insurance policy limits and Motorists appeals the court’s prorating of coverage between the two companies. We reverse and remand.

Both American and Motorists present two issues for our review, which we restate as the following:(1) Whether the trial court erred by stacking the limits of American’s and Motorists’s underinsured motorist coverages;(2) Whether the…