United States Fidelity & Guaranty Co. v. Liberty Surplus Insurance

This appeal presents the question whether the law of the place of contracting, which is Massachusetts, or the law of the place of the insured’s risk, which is Florida, governs a coverage dispute under an insurance policy for a commercial contractor. Liberty Surplus Insurance Corporation insures the operations of John T. Callahan & Sons, Inc., a commercial contractor, based in Massachusetts, that has construction projects in Florida and other states. Westlake Apartments, Ltd. obtained an arbitration award against Callahan for damages that arose from work performed by Callahan and its…